Managing Success for Generations
First Fidelity offers a variety of lending programs designed to serve your individual and business borrowing needs.
Types of Commercial Financing Offered:
Working Capital Loans
- Revolving Lines of Credit for Accounts Receivable
- Revolving Lines of Credit for Inventory
Commercial Real Estate
- Investment Property
- Construction
- Owner-occupied Real Estate
Residential Real Estate
- Development
- Construction
Equipment Loans
- Small Business Administration Loans
- Oil & Gas Production Loans
- Commercial Leasing
Some Information on loan programs that may be tailored for your business:
Working Capital Loans
- Fund temporary increases in accounts receivable and inventory due to normal fluctuations in the operating cycle
- Replenish working capital used for fixed assets or other long term purchases
Commercial Real Estate Loans
- Acquisition/refinancing for investment property
- Construction and mini-perm financing
- Acquisition/refinancing/construction financing for owner occupied real estate
Residential Real Estate Loans
- Acquisition of land and development of residential lots
- Construction financing for residential builders/individuals for residential homes
Equipment Loans
- New and used equipment financing
- New and used vehicle financing
Oil & Gas Production Loans
- Reserve based financing
- Property acquisition loans
Commercial Leasing
First Fidelity can structure leasing transactions to meet your preferred tax and accounting treatment and provide flexible purchase and return options. Leasing allows you to:
- Obtain 100% financing
- Pay for equipment as you use it
- Improve management and accounting of equipment cost
- Protect against technological obsolescence
- Conserve your cash for working capital lines