Managing Success for Generations

First Fidelity offers a variety of lending programs designed to serve your individual and business borrowing needs.

Types of Commercial Financing Offered:

Working Capital Loans

  • Revolving Lines of Credit for Accounts Receivable
  • Revolving Lines of Credit for Inventory
Commercial Real Estate
  • Investment Property
  • Construction
  • Owner-occupied Real Estate
Residential Real Estate
  • Development
  • Construction
Equipment Loans
  • Small Business Administration Loans
  • Oil & Gas Production Loans
  • Commercial Leasing

Some Information on loan programs that may be tailored for your business:

Working Capital Loans

  • Fund temporary increases in accounts receivable and inventory due to normal fluctuations in the operating cycle
  • Replenish working capital used for fixed assets or other long term purchases
Commercial Real Estate Loans
  • Acquisition/refinancing for investment property
  • Construction and mini-perm financing
  • Acquisition/refinancing/construction financing for owner occupied real estate
Residential Real Estate Loans
  • Acquisition of land and development of residential lots
  • Construction financing for residential builders/individuals for residential homes
Equipment Loans
  • New and used equipment financing
  • New and used vehicle financing
Oil & Gas Production Loans
  • Reserve based financing
  • Property acquisition loans
Commercial Leasing

First Fidelity can structure leasing transactions to meet your preferred tax and accounting treatment and provide flexible purchase and return options. Leasing allows you to:

  • Obtain 100% financing
  • Pay for equipment as you use it
  • Improve management and accounting of equipment cost
  • Protect against technological obsolescence
  • Conserve your cash for working capital lines