FFB is grateful to be able to help the small businesses in our communities continue to thrive in the uncertain times. To date, we've been able to help over 1,800 clients keep their doors open and their employees paid. 

PPP Loan Banner 

SBA/PPP Loan Forgiveness


First Fidelity Bank is pleased to announce that the S.B.A. and Department of the Treasury just released revised Forgiveness Applications for Payment Protection Program (PPP) loans. These new applications incorporate the new 40% expanded coverage for non-payroll related expenses and the optional 8 week or 24 week forgiveness period. There are two new alternatives for completing the PPP Forgiveness Application that will be submitted to the bank.
The simplified EZ Forgiveness Application and Instructions require fewer calculations and less documentation for eligible businesses that:
  • Are self-employed and have no employees; OR
  • Did not reduce the salaries or wages of their employees by more than 25%, and did not reduce the number or hours of their employees; OR
  • Experienced reductions in business activity as a result of health directives related to COVID-19, and did not reduce the salaries or wages of their employees by more than 25%.

Businesses that don’t meet the guidelines described above and within the EZ Application Instructions may complete the full Forgiveness Application and instructions by clicking those links.

Other Links

First Fidelity Bank is dedicated to helping our small business customers take full advantage of their PPP loans and maximize the amount that can be forgiven under the program rules. Please contact your loan officer or e-mail sbappp@ffb.com with additional questions.

Thanks again for allowing our bank to help your business!