home equity loan banner with a man and a woman looking at a blue print. the banner reads "let equity improve your life... and your kitchen"


Home Equity Brochure >>>

WHY WAIT? LET EQUITY IMPROVE YOUR LIFE.


apply today button When it comes to life’s large expenses, a home equity loan can help you pay with ease. You can use the equity in your home to borrow as little as $10,000 or as much as 80 percent of the value of your home.


find a personal banker icon Your personal banker at FFB can help you through the process of getting your home equity loan or home equity line of credit. It begins with filling out a secure, online application.


CONTACT US TODAY!

>> Oklahoma City Area 405-416-2223

>> Phoenix Area 602-912-5555

>> Nationwide 800-299-7047

>> Tulsa Area 918-728-6345



THERE ARE REALLY NO LIMITS WHEN IT COMES TO USING YOUR LOAN

Home improvements are one of the most common reasons people get home equity loans. But you can also pay for college, a big event like a wedding, or take a dream vacation. The choice is yours!

home equity loan banner with five icons showing home improvement, tuition, big event, vacation and a yak

WHAT IS THE DIFFERENCE BETWEEN A HOME EQUITY LOAN AND HOME EQUITY LINE OF CREDIT?

A home equity line of credit, or HELOC, is a type of home loan that is available to you whenever you need it. You can draw against your line of credit and pay it back as you go, saving you the time of going through a full application process each time you have a financial need.

Contact FFB to learn more.


Home Equity Loan Disclosure
Nov. 2019

Disclosure:
Term Home Equity Loan rates as low as 4.808% are based on an individual’s credit history. Individuals with less than excellent credit may be offered a higher margin. All loans are subject to credit approval. Advertised rates are effective as of November 4, 2019 and are subject to change without notice. Minimum loan amount of $10,000. Maximum LTV 80%. Please review your Loan Estimate for applicable fees. Other restrictions may apply.


Home equity is the difference between how much your home is worth and how much you owe on it. With a Home Equity Loan, you can borrow up to 80% of your home’s value. For example, if you own a home with an appraised worth of $200,000, and you still owe $90,000 on the home, then your home equity is $110,000. If your Home Equity Loan qualifies you to take out 80% of the home's value, you can then borrow up to $70,000 (80% of the home value is $160,000, then subtract the $90,000 still owed on the home, and the result is $70,000).