First Fidelity Bank has a number of FREE services to make banking easy!



Money Market Accounts

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Account Type Intended For Minimum Opening Balance Minimum Balance to Avoid Service Charge FFB Online & PowerPay Interest Bearing
Money Market Account More›› Individuals


$2500 Free Yes

Money Market Account

A Money Market Account is available for individuals who want higher interest rates, but still have access to investment capital. A Money Market Account includes:

  • First Option available - $10.00 per month
  • Free ATMs Worldwide
  • Free FFB Online
  • Free PowerPay with unlimited bills  
  • Free Mobile Banking (with SMS text messaging ability) 
  • Free E-Statements  
  • Overdraft options available
  • Bank-to-bank transfers
  • Free Visa debit card (up to 5 checking and 5 savings accounts on 1 card)
  • Unlimited use of Direct Line 24 telephone banking at no charge
  • 1/4% discount on consumer loans with automatic debit
Commercial Money Market More›› Business


$2,500 $5 Yes

Commercial Money Market

Designed for businesses that want a low cost account to manage their cash and earn interest. By maintaining a minimum balance of just $2,500, you avoid the service charge.* Other features include:


  • Monthly Imaged Statement
  • Unlimited use of Direct Line 24 telephone banking
  • B.O.B. (Business Online Banking) - $5.00 
*Deposit item and encoding fees may apply after exceeding limit of deposited items.