Types of Insurance

First Fidelity offers a wide variety of personal insurance products to help give you a peace of mind that you are prepared no matter what circumstances you might incur in life.

What is Credit Life?

Payment Protection provides insurance that benefits the client, the bank, and the associate. Payent Protection was designed to guarantee that the insured loan obligation will be paid in the event the insured dies or becomes disabled. Credit Life (Payment Protection) is a voluntary purchase at loan origination.

Three types of coverage:

  • Credit Disability (available independent of credit life), which pays a daily benefit towards the monthly loan payment if the customer is disabled and unable to work. After a defined waiting period, benefits are paid retroactive to the first day of disability
  • Credit Life pays the outstanding loan balance upon the death of the insured*.
  • Term Insurance

In the case of accidental death, an additional benefit payment goes to the beneficiary; the amount of the benefit is the full amount of the policy (original amount of the loan).
The primary borrower can have credit life & A&H without the secondary subscribing.

What is Credit Life?

Payment Protection provides insurance that benefits the client, the bank, and the associate. Payent Protection was designed to guarantee that the insured loan obligation will be paid in the event the insured dies or becomes disabled. Credit Life (Payment Protection) is a voluntary purchase at loan origination.

Three types of coverage:

  • Credit Disability (available independent of credit life), which pays a daily benefit towards the monthly loan payment if the customer is disabled and unable to work. After a defined waiting period, benefits are paid retroactive to the first day of disability
  • Credit Life pays the outstanding loan balance upon the death of the insured*.
  • Term Insurance

In the case of accidental death, an additional benefit payment goes to the beneficiary; the amount of the benefit is the full amount of the policy (original amount of the loan).
The primary borrower can have credit life & A&H without the secondary subscribing.

What is Credit Life?

Payment Protection provides insurance that benefits the client, the bank, and the associate. Payent Protection was designed to guarantee that the insured loan obligation will be paid in the event the insured dies or becomes disabled. Credit Life (Payment Protection) is a voluntary purchase at loan origination.

Three types of coverage:

  • Credit Disability (available independent of credit life), which pays a daily benefit towards the monthly loan payment if the customer is disabled and unable to work. After a defined waiting period, benefits are paid retroactive to the first day of disability
  • Credit Life pays the outstanding loan balance upon the death of the insured*.
  • Term Insurance

In the case of accidental death, an additional benefit payment goes to the beneficiary; the amount of the benefit is the full amount of the policy (original amount of the loan).
The primary borrower can have credit life & A&H without the secondary subscribing.

What is Credit Life?

Payment Protection provides insurance that benefits the client, the bank, and the associate. Payent Protection was designed to guarantee that the insured loan obligation will be paid in the event the insured dies or becomes disabled. Credit Life (Payment Protection) is a voluntary purchase at loan origination.

Three types of coverage:

  • Credit Disability (available independent of credit life), which pays a daily benefit towards the monthly loan payment if the customer is disabled and unable to work. After a defined waiting period, benefits are paid retroactive to the first day of disability
  • Credit Life pays the outstanding loan balance upon the death of the insured*.
  • Term Insurance

In the case of accidental death, an additional benefit payment goes to the beneficiary; the amount of the benefit is the full amount of the policy (original amount of the loan).
The primary borrower can have credit life & A&H without the secondary subscribing.

What is Credit Life?

Payment Protection provides insurance that benefits the client, the bank, and the associate. Payent Protection was designed to guarantee that the insured loan obligation will be paid in the event the insured dies or becomes disabled. Credit Life (Payment Protection) is a voluntary purchase at loan origination.

Three types of coverage:

  • Credit Disability (available independent of credit life), which pays a daily benefit towards the monthly loan payment if the customer is disabled and unable to work. After a defined waiting period, benefits are paid retroactive to the first day of disability
  • Credit Life pays the outstanding loan balance upon the death of the insured*.
  • Term Insurance

In the case of accidental death, an additional benefit payment goes to the beneficiary; the amount of the benefit is the full amount of the policy (original amount of the loan).
The primary borrower can have credit life & A&H without the secondary subscribing.

Visit our First Fidelity Financial Group website to see our full suite of available products. 


Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Guaranteed by any Government Agency Not a Bank Deposit