Money Market Accounts



Make Your Money Work For You


First Fidelity Bank's Money Market accounts combine the increased earning power of a Certificate of Deposit (CD) with added liquidity. The higher your account balance, the more you earn!


Money Market Account

With our tiered Money Market Account, you can earn a higher rate of interest while enjoying free benefits. Interest accrues daily and is paid back into your account each month so you’re always earning.

Minimum opening deposit: $100

Minimum balance requirement: $2,500 average daily balance

Monthly Fee: $15 per month if the balance falls below the minimum balance requirement

Six (6) withdrawals or transfers are permitted per month. Excessive withdrawals or transfers will be charged $15 per item.

Money Market Account Info

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Money Market Investment

FFB’s Money Market Investment Account is for those high-net-worth clients looking to earn a higher rate of interest while enjoying free benefits. Interest accrues daily and is paid back into your account each month so you’re always earning.

Minimum opening deposit: $100

Minimum balance requirement: $25,000 average daily balance

Monthly Fee: $20 per month if the balance falls below the minimum balance requirement

Six (6) withdrawals are permitted per month. Excessive withdrawals will be charged $15 per item.

Money Market Investment Info

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Commercial Money Market

If you’re looking to invest your money in a higher-interest account, our Commercial Money Market Account is just the thing! You work hard to earn your money; make your money work for you. This tiered account accrues interest daily and is paid back to your account monthly so you’re always earning.

Minimum opening deposit: $100

Minimum balance requirement: $2,500 average daily balance

Fees - If the balance falls below the minimum balance requirement the following service charges apply:

  • $25 per month
  • $0.20 statement entry per statement cycle
  • $0.10 per deposit item per statement cycle

Six (6) withdrawals are permitted per month. Excessive withdrawals will be charged $15 per item. Deposit item fees apply if total deposited items exceed 25 per month regardless of account balance.

 

Commercial Money Market Info

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Capital Reserve Money Market

Make your money work for you with our Capital Reserve Money Market Account! This tiered account is for those looking to invest at least $25,000 while earning a higher rate of interest. The interest is paid back into your account each month so you’re always earning!

Minimum opening deposit: $100

Minimum balance requirement: $25,000 average daily balance

Monthly Fee: $20 per month if the balance falls below the minimum balance requirement.



Six (6) withdrawals are permitted per month. Excessive withdrawals will be charged $15 per item.





Capital Reserve Money Market Info

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Features
Money Market Account
Money Market Investment Commercial Money Market Capital Reserve Money Market
Minimum Opening Balance $100 $100 $100 $100
Minimum Monthly Balance $2,500 $25,000 $2,500 $25,000
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