Home Loans

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A Bank You Can Trust

Dreaming of owning your own home? FFB home loans offer low monthly payments, competitive interest rates and flexible terms.

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In-House Mortgages

Our 10 or 15-year in-house mortgages are fully amortizing, fixed-rate, conventional, conforming mortgage loans, retained and serviced right here at First Fidelity Bank.

  • 10-year, 15-year or 7/30 loan
  • Minimum loan amount is $50,000.00 to a Maximum loan amount of $766,550.00
  • Maximum LTV 80%
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Jumbo Mortgages

A Jumbo Mortgage is one that exceeds the government limit for your area. Jumbo loans are non-conforming mortgage loans and are used to finance mortgage loan amounts above the limits established by the government.

  • Up to 15-year or 7/30 loan
  • Minimum loan amount is $766,550.01 to a Maximum loan amount of $2,000,000.00
  • Maximum LTV 65%

First Fidelity Bank Home Loan Products

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Home Equity Loan

Borrow up to 80% of the equity in your home, and the interest may be tax deductible (check with your advisor for details). Home equity loan rates are fixed and have a minimum loan amount of $10,000.

Home Equity Loans

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Interest-Only Home Equity Line of Credit

First Fidelity Bank’s Interest-Only HELOC is designed to provide the freedom and flexibility you need to take care of the things that matter most.

Interest-Only HELOC

Why First Fidelity Bank?

Low Payments
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Your Home Loan should work within your budget. At First Fidelity Bank, we offer loan options with low monthly payments that work for you.
Competitive Rates
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With competitively low interest rates, FFB offers the opportunity to finance a bigger loan to purchase a higher-value property.
Flexible Terms
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At FFB, we offer flexible mortgage terms so you can maximize your payment terms based on your financial needs.
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With more than a century in business, you can trust that your loan will stay with First Fidelity Bank and not be sold to a third party.

Home Loans FAQs

What home loan options does FFB offer?
We offer a variety of home loan options, including In-House Mortgage, Jumbo Mortgage, Home Equity Loan, Home Equity Line of Credit, and Interest-Only HELOC.
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