Information Security




FRAUD AWARENESS

 

Learn How to Spot Fraud Before It Happens

Fraud tactics are constantly evolving, but knowing what to watch for can help protect your accounts and personal information.

Received a suspicious call, text or email claiming to be from FFB? Hang up, do not reply or give out information and contact us directly.

graphic of man using phone with scary scammers all around

 

 

Know the Red Flags

Scammers often follow the same playbook.

Fraudsters may contact you by phone, text, email, social media, or even through fake websites designed to look legitimate.

 

Be cautious if someone:

Pressures you to act immediately
Creates a sense of fear or urgency
Asks for passwords or security codes
Requests payment through gift cards, cryptocurrency, or money transfers
⇄ Tells you to move money to “protect” your account

Common Scams

Impersonation Scams

They pretend to be from the bank, the government, or a trusted company and request information or money.

Text Message Scams

Fraudulent texts often contain links that direct you to fake websites designed to steal your credentials.

Email Scams

Messages may look legitimate but contain suspicious links, attachments, or requests for personal information.

Account Takeover Fraud

Criminals gain access to online accounts using stolen credentials and attempt unauthorized transactions.


Wire Fraud

Wire fraud involves scammers using deception or impersonation to convince you to send money to the wrong account.

Zelle® Fraud

Scammers may use Zelle to trick you into sending money that can be difficult to recover.

AI-Powered Deception and Deepfakes

Criminals use AI and voice/video cloning to make scams more convincing and harder to detect.

Debit & Credit Card Fraud

Scammers steal card information to make unauthorized purchases or transactions.



What First Fidelity Bank Will Never Ask You To Do

Share your online banking password
Share a 2-factor authentication code
Reveal your debit card PIN
Transfer money to another account for “safekeeping”
Purchase gift cards to resolve a banking issue
If you receive a request like this, contact us directly before taking action.
 

Protect Yourself

Simple steps that can make a big difference.

Use strong, unique passwords
Enable account alerts when available
Monitor account activity regularly
Verify suspicious requests by disconnecting and contacting the company directly
Report suspicious activity immediately
smiling customer service representative

Received a Suspicious Message?

Do not reply or provide information. Contact First Fidelity Bank directly.

Customer Service
405-416-2222  Oklahoma City
918-728-6345  Tulsa

602-912-5555  Phoenix
720-782-7222  Denver
800-299-7047 Nationwide

Available Mon–Fri 7:30 a.m. – 9:00 p.m. CST and Sat 8:00 a.m. – 5:00 p.m. CST

Frequently Asked Questions

How does phishing work?
  • The most common form of phishing is by email. Pretending to be from a legitimate retailer, bank, or government agency, the sender asks you to "confirm" your personal information for some made-up reason. Typically, the email contains a link to a phony website that looks just like the real thing. You enter your personal information on the website and send it into the hands of identity thieves.
  • Phishers also use the phone to hunt for victims' personal information.
How can you tell if the person or company who contacted you is legitimate or a con artist?
  • Be suspicious if someone contacts you unexpectedly and asks for your personal information. It's a warning sign that something is "phishy." Legitimate companies and agencies do not operate that way.
  • Don't click on links in emails that ask you to provide personal information. To check whether an email or call is really from the company or agency, contact it directly by phone or online. If you don't have the telephone number, get it from the phone book, directory assistance, or the Internet. Use a search engine to find the official website.
What should you do if you get hooked by a phishing scam?
  • If you provided account numbers, PINs or passwords to a phisher, notify the companies with which you have those accounts immediately.
  • Put a "fraud alert" on your files at the credit reporting bureaus. For information about how to do that and other advice for ID theft victims, contact the Federal Trade Commission's ID Theft Clearinghouse at 877-438-4338. The TDD number is 202-326-2502.
  • Even if you didn't get hooked, you should report phishing to the company or agency that was being impersonated and the National Consumers League's National Fraud Information Center, www.fraud.org , or toll-free at 800-876-7060. The TDD number is 202-835-0778.