Personal Checking


Checking should be simple. Come see what FFB can do for you

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Enjoy banking your way with an FFB Personal Checking account. With convenient tools like online banking and BillPay, mobile deposit, Zelle and Money360, you can rest assured that your money is working for you.


Freestyle Checking

At FFB, Free means FREE! There are no catches or gimmicks. Freestyle Checking is an e-account designed for anyone who enjoys the convenience of an unlimited transaction account with the technology to make your money accessible on your terms.

Minimum opening deposit: $100

Minimum balance requirement: $0

Monthly Fee: $0

Paper statements not available


Freestyle Checking Info

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Maximizer Checking

Maximizer Checking is an unlimited transaction account that earns a higher rate of interest. Interest is earned at the prevailing market rate in four (4) tiers. Interest accrues daily and is paid monthly.

Minimum opening deposit: $100

Minimum balance requirement: $1,500 average daily balance

Monthly fee: $12 per month if the balance falls below the minimum balance requirement


Maximizer Checking Info

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Global Checking

Our Global Checking account offers automatic refunds on ATM surcharges from other banks, plus you’ll pay no fees from us for using non-FFB ATMs so you can enjoy wherever your travels take you.

Minimum opening deposit: $100

Minimum balance requirement: $0

Monthly Fee: $12 per month

  • 20 surcharges from non-FFB ATMs automatically waived per statement cycle
Paper statements not available 
 

Global Checking Info

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Freedom Checking

Freedom Checking is designed for those who never want to worry about overdraft fees or insufficient funds (NSF) fees.

Minimum opening deposit: $25

Minimum balance requirement: $0

Monthly Fee: $5 per month

  • No overdraft or NSF fees (auto return)

Paper statements not available


Freedom Checking Info

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Traditional Checking

Do you prefer tracking your spending with paper statements? FFB’s Traditional Checking account is for you! Easily manage your money and bank how you want. 

Minimum opening deposit: $100

Minimum balance & monthly fee:

$750 & above ....... no monthly fee
$500 - $749.99 ..... $8 per month
$250 - $499.99 ..... $10 per month
$0 - $249.99 ......... $12 per month

Free paper statements

  Traditional Checking Info

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Varsity Checking

Varsity Checking is available for students and young adults under the age of 22 and is designed to teach them to balance their account and save for the future. A Varsity Savings account, Ready Reserve, and Pocket Your Change are recommended for this account, but not required.

Minimum opening deposit: $25

Minimum balance requirement: $0

Monthly Fee: $0 per month

Most debit card transactions cannot overdraw the account


Varsity Checking Info

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Features Freestyle Checking Maximizer Checking Global Checking Freedom Checking Traditional Checking Varsity Checking
Minimum Opening Balance $100 $100 $100 $25 $100 $25
Minimum Monthly Balance $0 $1,500* $0 $0 $0* $0
Interest Bearing Account
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Paper Statement N/A
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$3 per month
N/A N/A check mark
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$3 per month
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A Global Checking account... 

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FFB Banking Features

Debit Card Rewards
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Earn rewards on everyday purchases with an FFB debit card. You can redeem points for merchandise, travel, gift cards, and hundreds of other options.
Money360
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See all of your financial accounts in one place with Money360, a free financial management tool for easier budgeting and financial planning.

Direct Line 24 Telephone Banking
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Get direct access to your accounts with 24/7 telephone banking.
Pocket Your Change
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Every time you make a transaction, an amount you choose is automatically swept into your FFB savings account. And Pocket Your Change will never overdraw your account.
Fraud Alerts
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Security is our top priority. Our real-time Fraud Alerts allows you to immediately confirm or deny suspicious debit card transactions, protecting against fraud without deactivating your card.

Online BillPay
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No checks, no stamps, and no late payments. Sign up for Online BillPay and we'll do the rest at no cost to you.


Zelle
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Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your First Fidelity Bank app.















































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