Varsity Checking

Varsity Checking is available to students and young adults under the age of 22 and is designed to teach students to balance their account and save for the future.

Varsity Savings account, Ready Reserve, and Pocket Your Change are recommended with this account, but not required.

Key Benefits

  • Automatically Converts to Freestyle Checking Account at Age 22
  • Most Debit Card Transactions Cannot Overdraw the Account*
  • FREE REWARDS Program
  • FREE Debit Card
  • FREE GoBankFFB Mobile App with Zelle® Included
  • FREE Money360 Personal Financial Management Tool
  • FREE Online Banking
  • FREE Online BillPay
  • FREE Mobile Deposit
  • FREE Direct Deposit
  • FREE Debit Card Fraud Alerts
  • FREE Automatic Transfers
  • FREE Monthly eStatements
  • FREE Pocket Your Change Savings Tool
  • FREE FFB ATMs – Unlimited Use (non-FFB ATMs will be $1 per transaction)
  • Unlimited Customer Service Assistance

Minimum Opening Deposit - $25

Minimum Balance Requirement - None

Fees - None

Minor accounts require a parent or legal guardian to be a joint owner.

If free monthly eStatements are not activated, a paper statement fee of $3 will be imposed on the account each month.

*Some retailers, such as gas stations, do not pre-authorize the full amount of a purchase (most gas stations pre-authorize for only $1), which could result in an overdraft if the transaction exceeds the available funds in the account.

Debit Card Rewards
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Earn Rewards on everyday purchases with an FFB debit card. You can redeem points for merchandise, travel, gift cards, and hundreds of other options. 

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See all of your financial accounts in one place with Money360, a free financial management tool for easier budgeting and financial planning.

Fraud Alerts
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Security is our top priority. Our real-time Fraud Alerts allows you to immediately confirm or deny suspicious debit card transactions, protecting against fraud without deactivating your card.

Online BillPay
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No checks, no stamps, and no late payments. Sign up for Online BillPay and we'll do the rest at no cost to you.

Pocket Your Change
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Every time you make a transaction, an amount you choose is automatically swept into your FFB savings account. And Pocket Your Change will never overdraw your account.
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Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your First Fidelity Bank app.
Direct Line 24 Telephone Banking
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Get direct access to your accounts with 24/7 telephone banking.