ALL ACCOUNTS INCLUDE:

Free FFB Online Banking
Free Online Bill Pay
Free Direct Line 24 (telephone banking)
Free Debit Card with Rewards
Free GoBankFFB Mobile App with Zelle^®
Free Mobile Deposit

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	Freestyle CHECKING	Varsity CHECKING	Freedom CHECKING	Maximizer CHECKING	Money MARKET	Money MARKET INVESTMENT
Minimum Opening Balance	$100	$25	$25	$100	$100	$100
Minimum Monthly Balance	$0	$0	$0	$1,500*	$2,500	$25,000
Unlimited Check Writing
Money 360 Financial Management Tool
Interest Bearing Account
Brochure
	More	More	More	More	More	More

* Monthly fee is waived if $10,000 is in other related deposit accounts.

Freedom Checking is designed for those who never want to
worry about overdraft fees or non-sufficient funds (NSF) fees.*

*$5 monthly service charge to avoid non-sufficient funds fees from FFB

Varsity Checking is for students 14-21 and is designed to teach students to save. A Varsity Savings account with a $300 minimum balance and Ready Reserve as well as Pocket Your Change are required with this product. Varsity Checking includes:
- Unlimited Transactions
- Free eStatements
- Free Online banking
- Free PowerPay
- Free Mobile Banking

Money Market Investment

Free FFB ATMs - Unlimited Use

Interest is earned at the prevailing market rate in four (4) tiers.
Interest accrues daily and is paid monthly. No interest is paid if thebalance falls below the monthly minimum balance requirement.
Tier l ................................................... $25,000 - $99,999
Tier ll .................................................. $100,000 - $249,999
Tier lll .................................................$250,000 - $499,999
Tier lV .................................................$500,000 and over

Rates are subject to change at any time without notice.

Personal Checking

ALL ACCOUNTS INCLUDE:

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